Taycor Financial

Founded in 1997, Taycor Financial has established itself as a leading provider of equipment leasing and financing solutions for businesses across the United States. With over two decades of experience, they've built a reputation for delivering flexible financing options that help businesses acquire essential equipment while preserving cash flow and working capital. Unlike traditional banks that often have rigid lending criteria and lengthy approval processes, Taycor takes a more agile approach, offering quick decisions (typically within 24 hours) and a variety of financing structures to match different business needs. Their direct lending platform allows them to work with businesses of all sizes—from startups to established enterprises—across virtually every industry, providing access to the equipment needed for growth and operational efficiency.

What distinguishes Taycor Financial in the equipment financing landscape is their specialized expertise and comprehensive service approach. Their team of financing specialists brings deep industry knowledge that allows them to understand the unique equipment needs and challenges across diverse sectors, from healthcare and construction to manufacturing and transportation. They offer a wide range of financing solutions, including traditional equipment leases, equipment finance agreements (EFAs), and sale-leaseback arrangements, each tailored to optimize tax benefits and cash flow based on the business's specific situation. Additionally, Taycor has developed innovative programs for software financing—increasingly important as businesses digitize their operations—and vendor financing programs that help equipment dealers and manufacturers offer financing options to their customers, creating a valuable sales tool and revenue stream.

Taycor Financial provides equipment financing from $1,000 to $2,000,000 with terms typically ranging from 24 to 84 months, accommodating a wide spectrum of equipment needs from basic office technology to specialized industrial machinery. Their application process is streamlined and user-friendly, with minimal documentation requirements for smaller transactions and the option to apply online, over the phone, or through their mobile app. While they do consider credit scores in their underwriting process (generally requiring scores of 650 or higher for optimal rates), they take a more holistic approach to evaluating applications, considering business history, cash flow, and the nature of the equipment being financed. For businesses seeking a partner that combines equipment financing expertise with responsive service and flexible solutions, Taycor Financial offers a balanced alternative to both traditional bank financing and less specialized online lenders.