Currency Capital

Currency Capital has established itself as an innovative leader in the equipment financing industry, leveraging technology to streamline the traditionally complex process of securing equipment loans and leases. Founded with a mission to modernize equipment financing, Currency Capital has developed a proprietary digital platform that connects businesses directly to a network of funding sources, significantly reducing the time and paperwork typically associated with equipment financing applications. Their approach combines the efficiency and speed of fintech with personalized customer service, allowing them to serve businesses across various industries including construction, transportation, manufacturing, healthcare, and food service.

What sets Currency Capital apart in the equipment financing space is their emphasis on creating a transparent, simplified process powered by technology. Their online application can be completed in minutes, with decisions often provided within 24 hours—a dramatic improvement over the weeks that traditional financing channels might require. Their platform analyzes multiple data points to match businesses with appropriate lending partners, optimizing approval rates and terms for their clients. Beyond traditional equipment leasing, Currency Capital offers innovative financing structures like sale-leaseback arrangements, which allow businesses to sell existing equipment to Currency and lease it back, unlocking capital while maintaining use of essential assets. Additionally, they provide working capital solutions that can complement equipment financing, addressing multiple business needs simultaneously.

Currency Capital serves businesses of all sizes, from startups to established enterprises, with financing options ranging from $5,000 to $2 million. Their flexible credit requirements make them accessible to businesses that might not qualify through traditional banking channels, with minimum credit scores starting at 585. Their digital-first approach means less documentation is required compared to conventional financing sources, and their streamlined processes allow for quick funding once approved. For businesses looking to acquire essential equipment while preserving cash flow, upgrade existing equipment to boost efficiency, or leverage existing assets to generate working capital, Currency Capital offers a modern alternative to traditional equipment financing with a demonstrated commitment to using technology to create a more efficient, responsive funding experience.