BCS TOP 100™ CERTIFIED

American Financial Solutions

Equipment Financing

4.2 (680 reviews)

American Financial Solutions specializes in equipment financing and leasing with flexible terms, competitive rates, and innovative solutions like sale-leaseback arrangements to help businesses acquire essential equipment while preserving cash flow.

About American Financial Solutions

American Financial Solutions has established itself as a leading provider of equipment financing solutions for businesses across various industries. With a focus on flexibility and customer service, they've built a reputation for helping businesses of all sizes acquire the equipment they need while maintaining healthy cash flows. Unlike many traditional lenders that offer one-size-fits-all financing solutions, American Financial Solutions takes a consultative approach, working closely with each business to understand their specific equipment needs, cash flow patterns, and growth objectives before recommending appropriate financing structures.

What sets American Financial Solutions apart in the equipment financing space is their diverse range of financing options. Their traditional equipment leasing programs offer competitive rates with terms ranging from 24 to 84 months, allowing businesses to spread the cost of equipment acquisition over time. For businesses with existing equipment, their sale-leaseback program provides an innovative way to unlock capital by selling equipment to American Financial Solutions and then leasing it back, generating immediate cash while retaining use of the equipment. Additionally, they offer working capital solutions that can complement equipment financing, providing businesses with comprehensive funding solutions to address multiple needs simultaneously.

American Financial Solutions serves businesses across a wide spectrum of industries, including healthcare, construction, manufacturing, transportation, and technology. Their application process is designed to be straightforward, with minimal documentation requirements compared to traditional bank loans. Decisions are typically provided within 1-3 business days—significantly faster than conventional financing channels—and approved applicants can receive funding promptly. For businesses looking to acquire essential equipment without depleting cash reserves or seeking to optimize their balance sheet through sale-leaseback arrangements, American Financial Solutions offers a flexible, responsive alternative to traditional equipment financing sources, with a demonstrated commitment to finding solutions that align with each business's specific circumstances and objectives.

Customer Reviews

4.2 out of 5

Based on 680 verified customer reviews

"As a growing construction company, we needed to acquire several pieces of heavy equipment but didn't want to tie up our available capital. After being turned down by our bank, we reached out to American Financial Solutions. Their equipment leasing specialist took the time to understand our business cycle and recommended a seasonal payment structure that aligned with our cash flow patterns. The application process was straightforward, requiring basic company documentation and equipment specifications. We received approval within 48 hours and had the equipment delivered the following week. The terms were clear, and while the rate was slightly higher than what a bank might offer, the flexible payment structure and speed of funding made it worthwhile for our situation. Two years later, we've financed three additional pieces of equipment through them with equally positive experiences."

Construction Company Owner

Verified Customer Review