Terms of Use

Last updated: May 2025

This Website Terms of Use Agreement ("Website Terms") is between you and Better Capital Solutions, its parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) ("Better Capital Solutions," "we," or "us"), with a principal place of business at 169 Madison Ave STE 15717, New York, NY 10016.

BY USING THE WEBSITE, ENGAGING BETTER CAPITAL SOLUTIONS' SERVICES, REQUESTING THAT BETTER CAPITAL SOLUTIONS CONTACT YOU ABOUT ITS FINANCIAL LITERACY SERVICES, AND/OR PARTICIPATING IN BETTER CAPITAL SOLUTIONS' TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.

Better Capital Solutions' Privacy Policy applies to your use of Better Capital Solutions' website, all services provided by us, your request that Better Capital Solutions contact you about its financial literacy services, and/or your participation in Better Capital Solutions' Text Message Program, and its terms are made a part of the Website Terms. To view Better Capital Solutions' Privacy Policy, click here.

BY USING BETTER CAPITAL SOLUTIONS' WEBSITE, ENGAGING BETTER CAPITAL SOLUTIONS' SERVICES, REQUESTING THAT BETTER CAPITAL SOLUTIONS CONTACT YOU ABOUT ITS FINANCIAL LITERACY SERVICES, AND/OR PARTICIPATING IN BETTER CAPITAL SOLUTIONS' TEXT MESSAGE PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND BETTER CAPITAL SOLUTIONS ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS ACTION.

About the Website Terms

The Website is a service made available by Better Capital Solutions. If you do not agree to the Website Terms, you may not use the Website. We may modify the Website Terms at any time. If you do not agree to the changes, you must discontinue using the Website, discontinue using Better Capital Solutions' services, rescind your request that Better Capital Solutions contact you about its financial literacy services, and/or discontinue your participation in Better Capital Solutions' Text Message Program.

You are responsible for regularly reviewing the Website Terms by clicking on the "Terms of Use" link on the Website. The Website Terms may be supplemented by additional terms and conditions applicable to specific areas of this Website or to particular content or transactions and, together with the Website Terms, govern your use of those areas, content, or transactions.

Better Capital Solutions' Services

By requesting a consultation, you acknowledge and agree that you are providing Better Capital Solutions "written instructions" in accordance with applicable laws to obtain your credit reports from any consumer reporting agency, affiliate, or third party and to use your credit reports to provide you with financial guidance.

You are not required to engage Better Capital Solutions' services in order to visit and read material on the Website; however, you will need to engage Better Capital Solutions' services if you want us to assist you in improving your financial literacy and credit. If you engage Better Capital Solutions, you agree to provide accurate and complete information. It is your responsibility to keep your sign-up information updated.

Text Message Program

If you participate in Better Capital Solutions' Text Message Program, you may stop receiving servicing text messages by texting "STOP" to the short code from which you received the text message(s). It may take up to 3 business days for you to be removed from Better Capital Solutions' texting list(s). Texting "STOP" will stop all text messages related to our services, but you may still receive certain important updates or reminders as needed.

Ownership of Materials

The Website contains information, content, or advertisements, including text, photographs, designs, graphics, images, sound and video recordings, and other materials (collectively, the "Content") that are protected by copyrights, trademarks, service marks, trade dress, patents, or other intellectual property rights owned by Better Capital Solutions or third parties. You may not remove, modify, republish, redistribute, or use the Content for any commercial purpose without the express written permission of Better Capital Solutions.

Use of Website and Materials

Better Capital Solutions provides the Website and the Materials for your individual, non-commercial use. You may not modify, republish, redistribute, or use the Website or the Materials for any other purpose without prior consent from Better Capital Solutions.

Limitation of Liability

In no event shall Better Capital Solutions, its directors, officers, employees, affiliates, agents, or contractors be liable for any compensatory, direct, indirect, incidental, consequential, or punitive damages, loss of data, income or profit, or any other damages resulting from your use of the Website or any services provided by Better Capital Solutions.

Indemnification

You agree to indemnify, defend, and hold harmless Better Capital Solutions, its officers, directors, employees, agents, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Website or any services provided by Better Capital Solutions.

Governing Law

The Website Terms shall be governed by and construed in accordance with the laws of the State of New York, USA. Any disputes regarding the Website Terms shall be resolved through arbitration as outlined in the arbitration clause above.

Miscellaneous

Better Capital Solutions reserves the right to modify or suspend the Website or its services at any time, with or without notice. You agree to comply with all applicable laws when using the Website.

Privacy

By using the Website and engaging Better Capital Solutions' services, you acknowledge that your personal data may be collected and processed in accordance with our Privacy Policy.

Contact Information

For questions or concerns regarding the Website Terms, please contact Better Capital Solutions at:

169 Madison Ave STE 15717
New York, NY 10016
Phone: 844-985-4567
Email: support@bettercapitalsolutions.com