Huntington National Bank

Founded in 1866, Huntington National Bank has grown from its Columbus, Ohio roots into a major regional financial institution serving the Midwest. Today, Huntington operates nearly 1,000 branches across seven states—Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Illinois—with particular strength in the Great Lakes region. The bank significantly expanded its footprint with the acquisition of FirstMerit in 2016 and TCF Financial in 2021, making it one of the largest regional banks in the United States. Throughout its expansion, Huntington has maintained a reputation for community-focused banking, emphasizing personalized service and regional economic development.

Huntington distinguishes itself in the business lending market through its robust suite of financing options designed to serve businesses at every stage of growth. Their small business-focused offerings include term loans, lines of credit, SBA loans (where Huntington consistently ranks among the nation's top SBA lenders), commercial real estate financing, and equipment financing. Huntington's business banking approach is characterized by their "Fair Play" philosophy, which emphasizes transparent pricing, minimal fees, and customer-friendly policies. This philosophy extends to their business lending programs, where they provide clear explanations of loan terms and actively work with business owners to identify the most appropriate financing solutions for their specific needs.

What particularly sets Huntington apart is their commitment to small business success through both financing and resources. Their innovative "Business Owner Succession Services" program helps business owners plan for ownership transitions, while their "Small Business Resource Center" provides educational tools and guidance for managing and growing a business. The bank's deep regional roots enable their business bankers to offer insights into local market conditions and industry trends, providing valuable guidance alongside financing. Huntington typically requires good credit profiles for conventional business loans, but their significant involvement in SBA lending programs also allows them to serve businesses with less-established credit or those requiring longer repayment terms. For business owners in their service area seeking a combination of personalized service, competitive rates, and dedicated small business expertise, Huntington National Bank offers a distinctive regional banking alternative to larger national institutions.