Biz2Credit

Founded in 2007, Biz2Credit has established itself as a pioneering fintech company in the small business lending space. The company has facilitated over $7 billion in financing to thousands of small businesses across the United States. What distinguishes Biz2Credit from traditional lenders is their proprietary BizAnalyzer™ technology platform, which uses alternative data and advanced algorithms to evaluate businesses based on a more comprehensive set of factors than just credit scores, allowing them to serve businesses that might be overlooked by conventional financial institutions.

Biz2Credit's funding offerings include term loans, working capital loans, commercial real estate loans, equipment financing, and SBA loans. Loan amounts range from $25,000 to $1 million, with terms from 6 months to 36 months depending on the product. Interest rates typically range from 7.99% to 29.99% based on business profile, credit history, and loan type. Their platform caters to businesses across various stages of growth, from early-stage companies needing working capital to established enterprises seeking expansion funding or commercial real estate acquisition.

The application process at Biz2Credit is fully digital and designed for efficiency. Small business owners can apply online in minutes, connect their financial accounts securely for automated document submission, and often receive funding decisions within 24 hours. For approved applications, funding can be available in as little as 72 hours. Biz2Credit assigns each customer a dedicated funding specialist who guides them through the process and provides personalized advice. The company also offers value-added resources through their Biz2Credit Small Business Lending Index and educational content on small business finance topics. With a focus on serving diverse business communities, including women and minority entrepreneurs, Biz2Credit has built a reputation for accessibility and technological innovation in small business financing.