FCSA-Compliant CFPB-Compliant

We Start Work Instantly.
You Don't Pay Until The Job's Done!

Our AI-driven system launches your disputes in minutes. Pay only when the job's done — guaranteed.

Instant Activation

Work begins immediately

Pay After Job's Done

Only after disputes are sent

AI-Powered

Faster, more accurate disputes

100% Compliant

FCSA & CFPB approved methods

Why Our Approach Is Different

Get faster results with our transparent, ethical and legally compliant credit repair system

Instant Onboarding

We begin analysis and preparation within minutes of your signup – not days or weeks.

AI-Enhanced Speed

Our AI system analyzes credit reports faster and identifies more disputable items than manual review.

Pay Per Round

We charge per round of disputes, not per letter – saving you hundreds compared to other services. *Up to 6 disputes per round

100% Legal Compliance

All our processes adhere to FCSA and CFPB regulations – keeping you protected at every step.

How Our Financial Service Process Works

A transparent, efficient process where you only pay after we've completed the work

1

Sign Up & Upload Your Report

Complete our secure sign-up process and upload your credit reports. Our system immediately begins analyzing your reports to identify potential disputes.

No payment required at this stage
2

We Send Your Dispute Letters

Our experts review the AI analysis and prepare customized dispute letters based on your specific credit situation. We send these to credit bureaus and creditors on your behalf.

AI-powered system allows us to send disputes within days, not weeks
3

THEN We Charge — Only After The Job's Done

Unlike other services, we only charge you AFTER we've completed sending your first round of disputes. You'll receive confirmation that your disputes have been sent before any payment is processed. *Up to 6 disputes per round

Pay only after service is rendered
No monthly contracts or hidden fees
4

Track Progress & See Results

Monitor the status of your disputes through our client portal. We'll keep you updated as responses come in, and help you understand the impact on your credit profile.

Most clients see initial bureau responses within 30-45 days of dispute submissions

How Much Will You Save?

Our per-round pricing model saves you money compared to traditional credit repair services

Service Comparison

Better Capital Solutions

Typical Financial Services

Pricing Model

Per Round of Disputes
*Up to 6 disputes per round
Per Letter + Monthly Fee

Initial Fee

$119 or $189 Paid after work is done
$89-199 Paid upfront

Monthly Fee

$0 No monthly fees ever
$79-129 Every month

Per Letter Fee

$0 Included in round price
$25-50 Per letter

Typical 3-Month Cost

$289-379 For 2 rounds of disputes
$800-1,200+ Fees + monthly charges

Your Savings

Save $500-800+ with our model

Choose Your Financial Service Plan

Select the plan that best fits your financial improvement needs – with our transparent billing process

BEST SELLER

Essentials Plan

$0 $0 typical 3 month cost
Pay only after we send disputes

What's Included:

  • AI-Powered Credit Analysis
  • Personal Information Corrections
  • Hard Inquiry Challenges
  • Late Payment Disputes
  • Collections Removal
  • Digital Dashboard Access
  • Advanced Dispute Strategies
  • Bureau Direct Escalations
Start with Essentials Plan

No payment until we send your first round of disputes. No other charges.

COMPREHENSIVE

Full Repair Plan

$0 typical 3 month cost
Pay only after we send disputes

What's Included:

  • Everything in Essentials Plan
  • Student Loan Disputes
  • Repossession Challenges
  • Bankruptcy Item Disputes
  • Advanced Public Records Disputes
  • IRS & Child Support Assistance
  • Priority Processing
  • Direct Bureau Escalations
Choose Full Repair Plan

No payment until we send your first round of disputes. No other charges.

What Our Clients Say

Real results from clients who trusted our unique pay-after-work approach

"I was hesitant because most services charge upfront. Better Capital Solutions only charged me after they sent my disputes. Within 45 days, two collections were removed from my report."

Michael R.

"What impressed me most was how quickly they got to work. Their AI system identified issues I didn't even know about. I appreciated paying only after they actually did the work."

Sarah J.

"The transparency was refreshing. They clearly explained what they could and couldn't do, and I only paid after they completed the first round of disputes. Their compliance badges gave me confidence."

David W.

FCSA-Compliant CFPB-Compliant

Ready to Start Repairing Your Credit?

Our AI-driven system is ready to begin identifying and disputing inaccurate items on your credit report immediately. No payment until the job's done!